* Use of the UOB training and marketing system (the "System") has contributed to successful business development for some distributors of multi-level marketing plans. This does not mean, however, that by using any or all of the System that you will have comparable results. Your own results will be based on, among other factors, your efforts, commitment and sales ability as an independent business operator, as well as external market factors. UOB and its agents or suppliers expressly disclaim the making of and your acknowledge that you have not received any warranty, representation, undertaking, assurance or guarantee, express, implied or collateral, written or oral, as to the potential volume, profits or success of your business opportunity of being an independent distributor for a multi-level marketing plan supplier that may be realized through your use of the System.

UOB has not made any investigation into the applicable laws regulating advertising in your jurisdiction, nor does UOB make any representations or warranties that the System complies with relevant law in your jurisdiction. It is your responsibility to determine whether the use of any part of the System within your jurisdiction complies with all relevant laws.